The 8 Best Moisturizers With SPF, Tested & Reviewed

Best Overall

Oars + Alps Everyday Face Moisturizer

$22 at Amazon $22 at Target View on Oarsandalps.com

Active Ingredients: Octocrylene, zinc oxide | SPF: 37 | Size: 2 oz | Cruelty-Free: Yes

There are so many things that we adore about this moisturizer with SPF. Although the texture is more reminiscent of a true SPF rather than a creamy or gel-like moisturizer, once you rub it into the skin, it feels incredibly lightweight, hydrating, and nongreasy. It absorbs within a matter of seconds, leaves no residue or white cast behind, and layers beautifully with makeup.

The formula features reef-safe chemicals and physical UVA and UVB blockers (namely zinc oxide), and while it has a very subtle sunscreen scent, it’s fragrance-free, and any scent derived from the ingredients dissipates on the skin quickly. It also contains hyaluronic acid for an added boost of hydration, as well as vitamins E and B5 for nourishment and antioxidant protection. After wearing it all day, the skin feels balanced and soft to the touch. It’s pretty much everything we want and need in a moisturizer with SPF, making it easy to recommend for all skin types.

Best Splurge

MDSolar Sciences Daily Perfecting Moisturizer

$76 at Amazon $76 at Dermstore $76 at Walmart

Active Ingredients: Avobenzone, octocrylene, octisalate | SPF: 30 | Size: 1.7 oz | Cruelty-Free: Yes

This is truly an all-in-one moisturizer, which we think makes it worth the price. It contains super hydrating ingredients, such as hyaluronic acid and glycerin, antioxidants, such as snow mushroom, grape extract, and vitamin C, as well as caffeine and niacinamide to help reduce the appearance of dark spots and fine lines.  And, of course, it features SPF 30. The texture is lightweight but moisturizing enough to keep the skin feeling good all day long, and we love that it absorbs within a few minutes and doesn’t create a white cast.

Unlike a lot of sunscreens and moisturizers with SPF, the consistency is ultra-blendable and layers effortlessly with other skincare and makeup products. It has a subtle, luminous finish that makes the skin glow, and it’s suitable for all skin types, including sensitive skin. If you’re looking for a product that will hydrate your skin, provide UVA and UVB protection, and serve up a dose of antioxidants, we highly recommend checking this one out.

Best Drugstore

Neutrogena Hydro Boost Moisturizer

$29 at Ulta $17 at Target View on Neutrogena.com

Active Ingredients: Avobenzone, homosalate, octisalate, octocrylene | SPF: 50 | Size: 1.7 oz | Cruelty-Free: No

This is our favorite drugstore moisturizer with SPF because it’s lightweight and hydrating, incredibly easy to blend and layer with makeup and other skincare products, and creates a glowy finish on the skin. It’s pretty no-frills in the sense that it doesn’t contain a ton of buzzy skincare ingredients, such as niacinamide, acids, or vitamin C, but this might actually be ideal for those who are sensitive to actives. It does, however, contain hyaluronic acid for an added boost of moisture, as well as a blend of chemical UV blockers that provide protection against both UVA and UVB rays. It’s nongreasy, doesn’t create a white cast, and won’t clog pores.

While it is free from added fragrance, we did notice that it does have a strong chemical SPF scent upon the initial application. Considering that the scent dissipates after a few minutes and the formula is really fantastic, this certainly isn’t a deal breaker for us.

Best Glowy Finish

Cay Skin Isle Glow Face Moisturizer

$36 at Sephora View on Cayskin.com

Active Ingredients: Avobenzone, octisalate, octocrylene | SPF: 45 | Size: 1.5 oz | Cruelty-Free: Yes

A lot of sunscreens appear glowy on the skin due to greasy or oily formulas, but not this one. We love that this product maintains a lightweight and comfortable feel on the skin (aka, it's not greasy) while making the complexion look radiant, thanks to superfine pearls in the formula. Because of this, it’s suitable for all skin types, even oily. The hydrating formula contains sea moss to help strengthen the skin barrier, plant-based nectar for moisture, and niacinamide to smooth skin.

We love how this pick layers beautifully underneath foundation, but we found that it does have the propensity to pill when layered with heavier creams. While the brand doesn’t specifically advise shaking the bottle prior to application, we highly recommend doing so because the formula does separate. But once you shake the bottle and apply it to the skin, we think you’ll be incredibly pleased with the hydrated, glowy results you achieve.

Best Anti-Aging

Origins A Perfect World Age-Defense Moisturizer

$56 at Ulta $56 at Target $46 at Nordstrom

Active Ingredients: Avobenzone, homosalate, octinoxate, octisalate, octocrylene | SPF: 40 | Size: 1.7 oz | Cruelty-Free: No

Exposure to damaging UV rays is a massive contributor to skin aging. To prevent this, consistent SPF application is essential. And if anti-aging is something you’re particularly focused on in your skincare routine, incorporating antioxidants that protect the skin from free radical damage is also a major plus. This moisturizer with SPF shields the skin from the damaging effects of the sun, provides necessary hydration, and is packed with white tea, a potent antioxidant.

The texture is fairly lightweight and creamy, allowing it to provide just the right amount of richness and hydration without feeling greasy, though it is slightly hard to blend in, as its texture more closely resembles a true SPF rather than a traditional moisturizer. However, it doesn’t create a white cast, it’s not oily, and it doesn’t feel stiff or heavy like some SPFs do. If you don’t mind taking an extra minute to work your skincare into your face, we think you’ll really enjoy this formula.

Best for Sensitive Skin

La Roche-Posay Toleriane Double Repair Face Moisturizer UV

$25 at Amazon $26 at Ulta $25 at Dermstore

Active Ingredients: Avobenzone, homosalate, octisalate, octocrylene | SPF: 30 | Size: 3.38 oz | Cruelty-Free: No

If you have sensitive skin, then you know how tricky it can be to find products that deliver on their claims without causing irritation. This dermatologist-tested moisturizer with SPF could be a fantastic choice for you if you’re looking for hydration and sun protection all wrapped up into one convenient product. The formula is rich and deeply hydrating without being overly oily, and we love that it’s packed with nourishing ingredients, such as ceramides, glycerin, niacinamide, and La Roche-Posay Prebiotic Thermal Water, the brand’s core ingredient that’s infused with antioxidants.

When you first apply it, you’ll notice that it has a creamy texture that absorbs quickly and doesn’t look greasy or create a white cast. Because the formula is pretty rich and moisturizing, it tends to look a bit shiny throughout the day, especially on oily skin, but it’s easy to blot away, and we’d absolutely take this over it being chalky or drying like some SPFs are. Plus, we love that it’s relatively affordable and accessible at the drugstore.

Best Multipurpose

Lancôme UV Expert Defense SPF 50+ Primer & Moisturizer

$39 at Amazon $48 at Sephora $48 at Ulta

Active Ingredients: Avobenzone, homosalate, octisalate, octocrylene | SPF: 50 | Size: 1 oz | Cruelty-Free: No

The reality is that tons of SPF products don’t layer well underneath makeup. Moisturizers with SPF are better for wearing under makeup than some traditional sunscreen formulas that can be stiff and cause pilling, but finding one that layers seamlessly underneath foundation takes some trial and error. We like this one because it was formulated with makeup application in mind. It works as a moisturizer, SPF, and makeup primer, and the emollient, easy-to-blend texture lends well to layering with other products.

While the brand claims that it has a gel texture, we found it to be a bit more rich and creamy than a traditional gel, but this actually made it hydrating enough to keep dry skin looking and feeling moisturized throughout the day. It is just a tad greasy, meaning that those with oily skin might want to proceed with caution, but it’s not so greasy that it feels heavy or looks overly shiny. On its own, it creates a luminous finish on the skin with absolutely no white cast, and when layered with makeup, it provides a radiant glow that helps foundation look skin-like.

Best Refillable

Fenty Skin Hydra Vizor Moisturizer

$36 at Sephora View on Fentybeauty.com $34 at Kohls.com

Active Ingredients: Avobenzone, homosalate, octisalate | SPF: 30 | Size: 1.7 oz | Cruelty-Free: Yes

If adopting a more sustainable beauty routine is important to you, we recommend checking out this refillable moisturizer with SPF. Once you purchase it initially, you can buy a refill cartridge once you run out—it makes for less plastic, and it’s more cost-effective. We also have to give major bonus points to the brand for having a fragrance-free option available.

The formula has a quite thin and creamy texture, making it easy to spread across the face and blend into the skin. It’s nongreasy and doesn’t create a white cast. It provides a nice level of hydration for oily and balanced skin, though it could be a bit too light for those with dry skin, especially during the cooler months. We also found that it did pill underneath some foundations, but if you’re willing to experiment a bit to see what it layers nicely with, or you’re planning on using it on bare skin, we still absolutely recommend giving it a try.